Home Ownership F.A.Q.

Read some of the most frequently asked questions regarding Habitat for Humanity and its work around the world.

What is Habitat for Humanity?

Habitat for Humanity is a global nonprofit housing organization working in nearly 1,400 communities across the United States and in approximately 70 countries around the world. Habitat’s vision is of a world where everyone has a decent place to live. Habitat works toward our vision by building strength, stability and self-reliance in partnership with people and families in need of a decent and affordable home.

Learn more about Habitat for Humanity.

Who is Habitat for Humanity Pope County Arkansas (HFHPCA)?

HFHPCA is the local Habitat for Humanity affiliate organization that acts in partnership with and on behalf of Habitat for Humanity International.

If you are not a Pope County, Arkansas resident, find your local Habitat for Humanity affiliate.

How does Habitat for Humanity help families?

People in our community and all over the world partner with Habitat to build or improve a place they can call home. Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage.

How does Habitat for Humanity homeownership work?

Families in need of decent, affordable housing apply for homeownership with their local Habitat for Humanity. Habitat for Humanity offers homeownership opportunities to moderate to low-income individuals and families who are unable to obtain conventional home financing. Generally, this includes those whose income is 30-70 percent of the area’s median income. In most cases, prospective Habitat homeowner families make a $500 down payment.

HFHPCA’s homeowner selection committee selects homeowners based on three criteria:

As part of their willingness to partner, Habitat’s homebuyers invest hundreds of hours of their own labor, called sweat equity, working alongside volunteers and other Habitat homeowners.

Habitat for Humanity follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor in choosing Habitat’s homeowners.

What if I don’t know anything about construction?

We do not require any previous skills or knowledge. Sweat equity is an exciting learning experience in which you work with your family, friends, and community to build yours and other peoples’ homes. Working alongside volunteers and future neighbors to build your home and community is one of the most unique, empowering, and rewarding aspects of Habitat for Humanity.

Can only families with children apply? 

People qualify for a Habitat home by needing adequate, affordable housing, being able to pay for their mortgage in addition to other monthly expenses, and have a willingness to partner with Habitat to build their home and support the Habitat mission.  HFHPCA does not discriminate against race, color, religion, sex, familial status or national origin.  

What is the first step toward purchasing a new home?

If you are interested in applying for a Habitat home, review the requirements, download, complete and mail the pre-qualification form to HFHPCA, PO Box 1863, Russellville, AR 72811, or call (479) 280-3728 to have a Pre-Qualification form mailed to you.  If HFHPCA is currently not accepting applications, check back periodically for our application open dates.

Does Habitat for Humanity give the homes away?

No, Habitat homes are sold to partner families at no profit and no interest, making our homes extremely affordable.  The homeowners’ monthly mortgage payments are recycled back into HFHPCA to build more Habitat houses, assisting additional families to live in decent, safe and affordable homes.

Who maintains the home once the family has moved in?

Like any homeowner, the family is responsible for home maintenance, as well as mortgage payments, taxes, insurance, and utilities. HFHPCA provides guidance regarding home maintenance, but does not provide actual maintenance services once the family has moved in.  

Does Habitat for Humanity take donations?

Habitat depends on financial donations to fund our work. These donations help families build a place they can call home. If you would like to make a donation, you can mail the donation to:

Habitat for Humanity, Pope County Arkansas

PO BOX 1863

Russellville, AR 72811

How does Habitat for Humanity work with the government?

Habitat asks legislators and housing regulators to increase support for affordable homeownership and decent housing.

Habitat monitors public policies related to housing, community and international development.

Habitat advocates for policies that will increase access to decent, affordable housing available to people around the world.

Habitat accepts government funds as long as they have no conditions that would violate our principles or limit our ability to proclaim our Christian identity.

Is Habitat for Humanity a Christian organization?

Yes, we are a global nonprofit, ecumenical Christian housing organization. All who desire to be a part of this work are welcome, regardless of religious preference or background. We have a policy of building with people in need regardless of race or religion. We welcome volunteers and supporters from all backgrounds.

Learn more about Habitat’s history.